**BRICS Turns the Bretton Woods Table: A Quiet Revolution in Global Finance** The world’s financial tectonic plates are shifting, not with a bang, but with the quiet signing of memoranda in Johannesburg. Last week’s BRICS summit, largely dismissed in Western capitals as a photo-op for disparate nations, has, in fact, accelerated a process many analysts have missed: the construction...

**PaySwift’s 400% Fee Markup: How a Nigerian Fintech Bets on Desperation** Fintech darling PaySwift didn’t just post record revenues last quarter—it achieved them by quietly hiking transaction fees on its “FlexiLoan” product to an effective annual rate of 148%. The Central Bank’s latest shadow audit, leaked yesterday, reveals that the average cost of a...